It was a pleasure to deal with them. They displayed professionalism, courtesy, and high competency.  The online convenience helped a lot.  Inviva fills a much needed void for competitive lending set up and ongoing borrowing rates - for those who have worked hard to build up assets and who then want to draw down cash against appreciating asset values. And where personal exertion income is NOT high enough to meet the current tough mainstream income serviceability standards on borrowings.

I am in the same boat as a lot of average people who have worked to build up independence through paying off their own home, and subsequently investing in a 2nd property. The trade-off has been having little money left to save or spend. When it came to the necessity of spending money on an extension, I was hesitant to add these costs onto a mortgage, with no end in sight to payments. I now only work part time, so my wages would not have qualified me to do this, and I did not want to lean on the bank.
‍
I read about them in the NRMA magazine, and they sounded like a very well governed outfit with a personal approach, and a good product and a great deal of experience in the financial world. I contacted the team and was delighted they were happy to deal with me. I could take a loan out against the 2nd property, and was not required to make repayments immediately, giving me time to re arrange my assets to suit.
‍
I found the customer team to be very knowledgeable about the product, honest and always available via email or phone. The product offered is flexible and well designed by people who know this niche market very well. They are a local Australian company offering workable solutions for those like myself, who need access to money, have good assets, but are literally low in available funds.
‍
I am happy to recommend their product and their approach.

‍

We found ourselves in the interesting position of having plenty of assets but an income that comes largely dependent upon holiday accommodation plus we are nearing retirement age. Our bank of 40 years (who we had loans with previously, plus accounts and credit cards) would not count the holiday income as regular income and as such could not get their algorithm to let the loan through. Even talking to senior people did not help. You can guess how I feel about them now.

I looked at a few other options but they seemed to be the most flexible to suit our needs. We contacted them and found them to be very friendly and at the same very professional. The process was easy and pretty much stress free.

With the loan we were able to move some of our plans forward without having to wait until retirement age.

All of our friends are trying to figure out how we can assist our kids NOW.  Your application process was simple and quick and we had money within a couple of days of starting. You are a great option and have made us happy grandparents.